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Mulling Over Massachusetts: Health Insurance Mandates And Entrepreneurs

Show simple item record Jackson, Scott
dc.creator Jackson, Scott 2008-04-16 2008-06-02T19:34:51Z NO_RESTRICTION en 2008-06-02T19:34:51Z 2008-06-02T19:34:51Z
dc.description.abstract The author examines the impact of the Massachusetts’ health reform law of 2006, Chapter 58 of the Acts of 2006: An Act Providing Access to Affordable, Quality, Accountable Health Care, which uses both individual and employer insurance-mandates on Entrepreneurship in the formation of new organizations. Previous studies have employed policy analysis and simulation modeling to the impact of theoretical mandatory health insurance regimes on small business, but the contributions of this study are that it is the first to explore the impact of a real world health insurance system or policy change on the entrepreneur and to do so empirically, in real time and within the most natural economic geography, a single MSA or Labor Market Area. It therefore tests whether a given social policy facilitates or impedes the formation of new organizations, and therefore, encourages or discourages employment growth via new organization formation. The author finds significant and persistent suppression of new organization formation when controlling for organization size, sector and owner gender, and limited evidence of geographic displacement of firms across the New Hampshire border. While theory suggests mandatory insurance should reduce insurance costs and improve worker productivity, the author finds that the regulation has no significant impact on worker productivity and limited evidence of increases in insurance costs, and estimates the expected cost in terms of lost employment, sales to the local economy and tax revenue to in the majority of cases exceed the benefit.
dc.language.iso en_US en
dc.subject Entrepreneurship en_US
dc.subject Spatial econometrics en_US
dc.subject Job Mobility en_US
dc.subject Mandatory Insurance en_US
dc.subject health insurance en_US
dc.subject panel logistic regression en_US
dc.title Mulling Over Massachusetts: Health Insurance Mandates And Entrepreneurs en
dc.type Dissertation en Doctor of Philosophy in Public Policy en Doctoral en Public Policy en George Mason University en

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